Renters Insurance

A renters insurance policy should be a must have for anyone who rents a home or apartment.   This policy can help protect your personal property from fire damage, theft and vandalism, while also providing liability protection for your visitors and guests. 

A renters insurance policy typically includes:

·         Personal Property Protection

·         Liability Protection

·         Guest Medical Protection

·         Reimbursed Living Expenses

Your landlord may carry insurance on the building in which you are living, but those policies do not cover a tenant’s personal property or liability.    If the building is damaged or destroyed, and your contents get damaged or destroyed, you are on your own unless you carry your own renters insurance policy.  You may not own the building, but you have money invested in your personal property which you need to protect.  Also, if the building you live in is inhabitable, and you need a place to stay while it is being repaired, a renters insurance policy provides you with money to help you do so.

If you would like to receive a quote for a renters insurance policy, give me a call.  I would be happy to discuss all of your insurance needs.

This material is for informational purposes only.  All statements herein are subject to the provisions, exclusions and conditions of the applicable policy.  For an actual description of all coverages, terms and conditions, refer to the insurance policy.  Coverages are subject to individual insureds meeting underwriting qualifications